In April 2025, Barclays launched a zero deposit mortgage targeted at council tenants through the Right to Buy scheme. While the aim is to widen access to homeownership, it raises questions about the potential for overheating in the property market—a topic that inevitably draws comparisons to the 2008 financial crisis. Property Trends and Market Cycles …
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You’ve seen it before. The perfect property hits the market – below value, solid location, scope for uplift. You’re ready to pounce, but the funds? Tied up. The lender? Dragging their feet. And just like that, another investor walks off with your deal. This is exactly where bridging loans come in. Fast, flexible, and built …
Read more “Bridging Loans: The Secret Weapon Smart Landlords Don’t Talk About Enough”
You would imagine that the more properties you have the easier it would be to find finance and the better the terms. But you would be wrong. Because Lenders actually do not like large property portfolios and put many hurdles in their way to borrowing. In this article I want to explore why and consider …
Read more “The Difficulty Of Getting A Mortgage For Portfolio Landlords”
Landlords are being left more exposed than ever to accumulating debt in the event of arrears after the average amount significantly jumped to £2,597 in Q4 24 – a dramatic rise of 44% from £1,802 in 12 months, data has revealed. Deposit alternative supplier Reposit found the average cash deposit is currently £1,228 which is …
Read more “Landlords Exposed To Shortfalls Of Over £1000 In Arrears Cases”