You’ve seen it before. The perfect property hits the market – below value, solid location, scope for uplift. You’re ready to pounce, but the funds? Tied up. The lender? Dragging their feet. And just like that, another investor walks off with your deal. This is exactly where bridging loans come in. Fast, flexible, and built …
Read more “Bridging Loans: The Secret Weapon Smart Landlords Don’t Talk About Enough”
One of the seismic changes for landlords and letting agents this year will be when the Renters’ Rights Bill bans taking rent in advance. While many of the other measures in the legislation such as banning Section 21 notice evictions will affect tens of thousands of landlords every year, banning rent in advance will impact the 100,000s …
Read more “How To Get A Guarantee For A Tenant Without A Guarantor”
You would imagine that the more properties you have the easier it would be to find finance and the better the terms. But you would be wrong. Because Lenders actually do not like large property portfolios and put many hurdles in their way to borrowing. In this article I want to explore why and consider …
Read more “The Difficulty Of Getting A Mortgage For Portfolio Landlords”
As the Renters’ Reform Bill makes its way through Parliament, landlords across England are adapting to a landscape set for significant change. Among these changes, the abolishment of Section 21 ‘no-fault’ evictions and reforms to the court process for reclaiming rent arrears have underscored the importance of a robust guarantor system for landlords seeking to safeguard rental income. What is a …
Read more “The Importance of Guarantors in Light of the Renters’ Reform Bill”
A landlord has an ability to issue proceedings under Section 8 of the Housing Act 1988. Such proceedings are most commonly used in circumstances where there are i) rent arrears or ii) anti-social behaviour at the property. However, the full list of both Mandatory Grounds (Grounds 1-8) and the Discretionary Grounds (Grounds 9-17) are found …
Read more “Section 8 Proceedings under the Housing Act 1988”
Over the past few months, I’ve been working on implementing ECO4-funded improvements across some of our properties, and it’s been an eye-opening experience. The ECO4 scheme is a government-backed initiative designed to reduce carbon emissions while helping landlords and tenants benefit from free or heavily subsidised energy efficiency upgrades. It’s not just about insulation and …
Read more “The ECO4 Scheme: Transforming Properties and Maximising Value”
Every day, we encounter AI in various aspects of our lives, from how supermarkets stock food to the videos we watch on social media. It was only a matter of time before AI became deeply integrated into the property sector. Major institutions worldwide have utilised data for years to predict rent and price movements, as …
Read more “How Property Data Sourcing and AI Can Help You Identify Properties To Purchase”
Managing property repairs has traditionally relied on a “man in a van” approach, often leading to unnecessary costs, inefficiencies, and tenant dissatisfaction. Help me Fix offers a smarter, more sustainable alternative through a triage-first model combining AI, video diagnostics, and Contact Hub for seamless repair management. Trusted by over 150 clients and managing approximately 200,000 properties across …
Read more “Revolutionising Property Repairs for Portfolio Landlords”
We all know that AI is the next great technical innovation that is going to transform our lives. Allegedly it is going to put many middle class professionals out of work by using AI to provide the services they provide. Many people claim it will revolutionise the property world. But in practice what uses does …
For over 25 years, we’ve been immersed in the property investment world, sending 140,000 letters to property owners in search of opportunities. Through this experience, we realized a significant problem: too much time was spent contacting owners who weren’t interested in selling. This led us to create GalimAI, a platform that uses Artificial Intelligence to …
Read more “GalimAI: Transforming Property Investment with AI”